Traditional insurers offer one-size-fits-all general liability plans, with high premiums and limited flexibility. At Forza Capital Advisors, our commercial liability captive insurance policies flip that model. You gain control over your coverage terms, limits, and risk strategies. If your business is tired of overpaying for generic protection, a captive could be your next smart move.
Talk to us about how a commercial liability captive insurance policy can lower costs and give your business more power over risk.
Forza Capital Advisors offers two core captive models for commercial liability captive insurance plans. For companies with $750,000 or more in annual premiums, single-parent captives provide full control, profit retention, and custom coverage. If your business isn’t quite at that level yet, our group captive structures let you partner with like-minded companies to access the same benefits at a lower barrier to entry.
What types of liability risks can be included in a captive?
Forza designs commercial liability captive insurance plans that include general liability, product liability, completed operations, and other third-party risks specific to your business.
How do I know if costs for commercial general liability insurance from traditional providers is too high?
If your premiums are rising year after year and claims are low, it might be time to consider a captive. Forza will analyze your current commercial general liability coverage options and determine if a custom structure would reduce costs.
Can I transition my current liability policy into a captive model?
Yes. Forza works with your team to translate your existing coverage into a commercial liability captive insurance plan with the same protections, but more flexibility and control.
