Captive Insurance Solutions for Auto Dealers

Forza Capital Advisors delivers captive insurance solutions for auto dealers that put you in control of risk, cost, and long-term financial gains.

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A Smarter Insurance Model for Modern Dealerships

Forza Capital Advisors helps dealerships replace rigid, expensive policies with flexible captive insurance solutions for auto dealers. Whether you’re running a single-location store or managing a multi-brand operation, our custom captive programs give you control over risk and retention. From warranty programs to workers’ comp, we structure insurance to fit the auto business model, so you’re protecting profits, not just vehicles.

  • Better Control Over Warranty Risk

    Captives allow you to self-insure extended warranties and service contracts, giving you full control over claims and profit retention.

  • Lower Premiums on Everyday Coverage

    Traditional liability and property premiums are inflated. Captive insurance lets you take control and reduce total cost of risk.

  • Turn Insurance Into a Financial Asset

    Instead of premiums disappearing into the market, captives let you retain profits and build reserves over time, on your terms.

Comprehensive Policy Coverage Designed for Auto Dealers

Forza offers a wide range of policy types within our captive insurance solutions for auto dealers, all tailored to the real risks and operational needs of today’s dealership environment.

  • Medical Stop Loss: Auto dealerships with employee health plans can use captives to limit exposure on large claims and manage benefit costs more effectively.

  • Property and Casualty Captive: Cover your showrooms, service bays, and inventory with custom P&C coverage that reflects your actual exposure, not someone else’s template.

  • Worker’s Comp: Keep claims in-house and better manage injury costs across your technician, sales, and admin staff.

  • Commercial Liability: Create captive coverage that includes customer slip-and-fall liability, test drive incidents, and more, without inflated premiums.

  • Cyber Risk: Protect dealership management systems, digital records, and customer data from growing cyber threats, all within your captive.

Shift Gears With Your Dealership’s Insurance Coverage

Let Forza Capital Advisors help you create captive insurance solutions for auto dealers that reduce risk, retain profits, and deliver long-term results.

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Captives Designed to Fit the Auto Business Model

At Forza, we offer both single-parent and group captive structures designed to meet the needs of dealers and dealership groups. Single-parent captives are ideal for larger operations paying $750,000+ in premiums and looking to take full control of underwriting and claims. Group captives are a smart fit for smaller dealerships looking to pool risk while gaining many of the same cost-saving benefits. Either way, we tailor every structure to match the auto industry’s unique operating realities.

FAQs About Our Captive Insurance Solutions for Auto Dealers

Yes. Forza Capital Advisors helps multi-location dealers build captives that consolidate risk management, streamline reporting, and increase savings across all stores.

Forza delivers regular financial and performance reports, giving dealers visibility into claims activity, profit retention, and loss trends across their captive structure.

Yes. Forza Capital Advisors customizes captive insurance solutions for auto dealers to address industry-specific risks.

Let’s Redefine Profit With Purpose

Connect with the Forza Capital Advisors team today and take the first step toward a smarter approach to insurance.

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