Forza Capital Advisors helps businesses stop overpaying for traditional workers’ comp plans by creating customized workers’ comp captives. Instead of relying on carriers that set your rates and profit from unused premiums, we work with you to form a plan, either on your own or with others, that fits your actual workforce needs. With better claims oversight, more accurate pricing, and long-term cost savings, workers’ comp captives let you take control of both your risk and your financial future.
At Forza Capital Advisors, we help businesses design flexible workers’ comp captives that offer the protection you need, without the traditional workers’ comp costs. Discuss more with our expert team.
There’s more than one way to form a captive. Forza guides companies through the structure that best fits their size, goals, and workers’ comp options, whether you’re going solo or joining others to build a custom plan.
For companies with larger premium volumes, forming a single-parent captive lets you take full control of your workers’ comp policy. You set the coverage terms, manage claims directly, and retain any profits not used for losses. It’s ideal for businesses looking to stabilize long-term costs while improving claims outcomes.
Don’t meet the premium threshold of $750,000 annually for going solo? No problem. In a group captive, your business joins with others to form a collective workers’ comp plan, sharing risk and reward. Forza matches you with like-minded companies and manages everything from setup to claims so you can enjoy better coverage at a lower cost.
Workers’ comp is one of the most expensive and regulated policies businesses carry and one of the least flexible under traditional models. With workers’ comp captives, you create a plan that reflects your safety culture, loss history, and business model, giving you better cost control and a direct stake in the outcome.
Can my company switch from a traditional workers’ comp plan to a captive?
Yes, Forza Capital Advisors specializes in transitioning businesses from traditional plans into workers’ comp captives. We handle the evaluation, setup, and long-term management.
How does claims handling work in a workers’ comp captive?
With a Forza-managed captive, your business has more control over claims handling and vendor selection, leading to faster resolution and better outcomes for injured employees.
What industries are best suited for workers’ comp captives?
Forza Capital Advisors works with companies in construction, manufacturing, healthcare, and more. Really, any business that’s serious about managing risk and reducing workers’ comp costs.
