Our Captive Feasibility Study Process
Forza Capital Advisors walks you through the details, data, and decisions that make your captive journey a success.
A Clearer Path to Captive Insurance Starts Here
At Forza Capital Advisors, our captive feasibility study process is where strategy meets insight. It’s the essential first step in determining whether forming a captive makes sense for your business. We combine actuarial analysis, risk modeling, and real-world business goals to create a clear, data-driven roadmap. The benefit? You don’t waste time or money chasing a model that doesn’t fit. We help you build the foundation for long-term risk control, profit retention, and smarter insurance decisions.
Let’s Talk—No Strings Attached
Our process starts with a conversation, not a commitment. At Forza Capital Advisors, we offer free initial consultations designed to help you explore whether a captive insurance strategy is a viable fit for your business. We’ll walk through your current insurance structure, premium levels, and goals, then offer insights based on real data and experience. You won’t get a sales pitch or pressure, just clarity, strategy, and the confidence to make an informed next move.
What Makes Our Feasibility Studies Different?
Our captive feasibility study dives deep into your company’s insurance spend, risk exposure, and goals. Using actuarial analysis, we model scenarios, assess potential savings, and evaluate claims trends. We also review preliminary underwriting and help you understand what coverage types can be transitioned. You’ll get a complete picture of what forming a captive looks like, with expert guidance the entire way.
Explore a Smarter Insurance Strategy With Forza
We are here to help you assess the possibilities, run the numbers, and take the mystery out of forming a captive. Start your journey today.
Captive Insurance Requirements & Structural Options
Your Structure, Your Choice
Forza offers two primary structures that serve different business profiles:
- Single-Parent Captive: A captive formed and owned by one company to cover only its own risks. This structure offers complete control over underwriting, claims, and strategy.
- Group Captive: A collaborative captive structure where multiple companies pool resources and share risk. This model works well for mid-sized businesses looking to reduce costs and retain profits.
Captive Insurance Requirements
To form a captive, businesses must meet several key criteria. These include a consistent loss history, sufficient premium volume, and an identifiable risk portfolio. A captive feasibility study helps determine whether your financials, risk tolerance, and claims experience meet these requirements. Regulatory and tax implications are also considered. Forza makes sure your proposed plan aligns with legal standards, and we guide you through all filings and compliance steps with confidence.
FAQs About Our Feasibility Process
Can I use my current broker during the feasibility study?
Yes. Forza Capital Advisors is happy to work alongside your current broker for alignment and transparency during the feasibility and evaluation process.
Will the feasibility study include state or regulatory guidance?
Absolutely. Forza includes domicile research in the captive feasibility study, helping you understand which jurisdictions best fit your risk and regulatory profile.
Do I have to commit to forming a captive after the study?
Not at all. The study is designed to inform your decision, not lock you in. Forza Capital Advisors believes in clarity before commitment.
